Established Contributor
Posts: 817
Registered: ‎03-16-2012
Re: EQ Score watch

llecs wrote:

If you have a CC (or whatever) balance increase, then that will trigger a credit alert & will alert you to a new score you had at that moment.


If you have a CLI on a CC, that will not trigger a credit alert.


If you have a CLI on a CC -AND- your balance reported an increase on EQ, then you'll get a credit alert due to the balance increase and SW will grab your latest EQ FICO as of that moment.


If you have a CLI on a CC -AND- your balance stayed the same or decreased, you will not get a credit alert. However, if your EQ FICO changed as a result of that CLI -AND- your EQ FICO hit or surpassed your target score in either direction, then you would get a score alert within 7-10 days or whenever your EQ FICO is monitored next.

oh, ok... well explained... thx!!

Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 08/21/2016 TU:595 EQ: 623 EX: 610
NFCU cashRewards:$500 CreditOne:$300 Merrick:$600 Milestone:$300 Cabelas:$1000 JCrew:$250 Overstock:$250 PaypalCredit:$1050