What kind of lates, baddies, charge offs, collections do you have? Do you have any judgments? There is/are some distinct differences we do not see here, all of which are scored / handled differently between the two companies.
Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 05/01/2013 EQ 761 TU 780 EXP 788 (Exp. equivalency)
Remember the Three P's: Pay early in Full, Pay on Time, Patience
