Posts: 13,890
Registered: ‎04-15-2011
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list

crsimao wrote:

I just got my score for the first time on the free trail and it was 785.  Now my question is the score that they are showing my on accurte to the score that say a bank will run for a mortgage ? Cause i used and the score was pretty much the same, i just wanted to make sure that this is the accurate score cause i know some people say that score is not accurate. 



Freecredit report is accurate to within 200 points of your actual FICO.  If the two scores were close, then it was just by chance.  Which score did you pull here?  TU or EQ.  Both of them offered here are FICO scores, and should be about what your mortgage pull would be.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!