Posts: 139
Registered: ‎07-31-2012
Re: Polishing credit
[ Edited ]

Can I apply for a BoA card living in PR? That bank doesn't seem to exist here. As for the apps, how should I go about them, all in 1 day? 1 week? 1 month? I'm willing to apply if my current estimates/story allow for at least a low limit approval.


Edit: I remember that the last app I did for walmart didn't go through due to verification issues so I went ahead and applied. Got a $1K discover auto-approved online. Think I should of waited? As for the bank card (PR bank) I'd rather not apply yet, they are really annoying to deal with and require the same amount of paperwork as a loan. When I do apply I'd like it to be after I have decent CLs and can guarantee a 5k+ CL from them to make the effort worth it.

As of Feb: AAoA 1 year, 10 months
CK TU: 740; Wal-Mart TU FICO: 721
CS EX: 715
8 CCs, 15 total accounts.
Negs on report: 1 30 day late aged 3 years
5 inquiries