Pay down the util on those credit cards, that will give you the most bang for your buck at this time.  Get your util to 9% or lower for the most bump.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge