New Visitor
Posts: 760
Registered: ‎02-11-2012
Re: Just got scores, looking into getting new car

With your scores, you will be alright. Just do your auto shopping/buying in 14 days and all of the credit inquiries will be counted as one. Sometimes, Car dealers will send your application to several lenders to get you the best deal and them the widest spread so they can make more on pushing the paper.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)

Remember the Three P's: Pay early in Full, Pay on Time, Patience