Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012
guess what? score remains the same! despite...

a change in balance from 0 to 453 dollar balance reporting. I fully expected my score to dip based on the info in the forums. I braced myself for it.  But it didn't move, which lets me know I have more than a 9% leeway when it comes to fico scoring. Maybe it appreciates the use of my credit versus the non use before? Ohhhh to understand the FICO formula....still happy tho :smileywink:

 

 

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink: