Regular Contributor
Posts: 214
Registered: ‎08-02-2012
guess what? score remains the same! despite...

a change in balance from 0 to 453 dollar balance reporting. I fully expected my score to dip based on the info in the forums. I braced myself for it.  But it didn't move, which lets me know I have more than a 9% leeway when it comes to fico scoring. Maybe it appreciates the use of my credit versus the non use before? Ohhhh to understand the FICO formula....still happy tho Smiley Wink



started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013