Established Contributor
sccredit
Posts: 774
Registered: ‎09-14-2012
Re: guess what? score remains the same! despite...

Keep it up!  A little balance shouldn't hurt too much.  My scores have stayed the same with my utilization sliding around between 4% and 14% with no effect.  Who knows!!!  Just use what you have responsibly!

Mortgage $296k/$310k
Autos Loans $29k
Unsecured Lines $167.2k

Discover FICO 757
DCU FICO 744