New Visitor
iwantahighfico
Posts: 1
Registered: ‎10-30-2012
Only can pull 2 bureaus?

last time I purchased something from myfico was back in 06 I was able to pull from the 3 bureaus for 20 dollars each, but now I see you can only pull from the 2 bureaus curious whats going on?

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: Only can pull 2 bureaus?

Experian has stopped offering their FICO scores to consumers.  :smileysad:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
Re: Only can pull 2 bureaus?
[ Edited ]

Shogun wrote:

Experian has stopped offering their FICO scores to consumers.  :smileysad:


^ this and also don't bother pulling TU imo it's on a obsolete 98 model only Barclay still uses, only EQ is technically accurate since most lenders pull that now.

 

 

As long as your credit files are pretty consistant you should know where your at with all 3 from 1 EQ score.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Regular Contributor
geronimo2008
Posts: 183
Registered: ‎07-21-2007
Re: Only can pull 2 bureaus?

I disagree.   The FICO Scores from EQ, EX and TU can vary substantially.   I don;tt hjink you can say you know where you stand by looking at only one.

Valued Contributor
my-own-fico
Posts: 1,173
Registered: ‎01-05-2010
Re: Only can pull 2 bureaus?

Given identical credit agency files, it's not often, I think, that the respective scores fall outside a 30 point range. The highest likelihood of exception would probably be at the top and the bottom of the FICO scale.

TU 04 820 mortgage preapproval middle score