Posts: 14,051
Registered: ‎04-15-2011
Re: 9 year old pays as agrees personal loan still reporting.

+1  They usually delete after 10 years just to purge some info from their data.  However it's not always the case.  I currently have an auto loan that's been paid off for 14 years showing on my EQ.  I'm just leaving it be and letting it add to my AAoA as long as they will let it.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!