When they pulled for my membership and got no score, the cards hadn't reported yet. At least I'm assuming they hadn't since i had been approved for the 2 cards just the day before she pulled that report.

The cards have since reported. I was just unsure if having those 2 cards pop up would have been enough to jump start a dormant history and calculate a score based on that old loan.

I mean, I obviously have a score unless scorewatch is wrong and if an equifax fico is the same as a beacon then she should have a score now.

And she confirmed that they pull equifax exclusively.