Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: # of Accounts - Really help or hurt?

The score from TransUnion.com is a FAKO called a VantageScore. It runs on a scale of 501-990.

 

The score from Experian.com is also a FAKO. They offer two FAKOs: a PLUS score and a VantageScore.

 

Nobody uses a PLUS score. A teeny tiny minority use Vantage. There are one or two out there that'll touch it.

 

Ignore both, IMO.

 

The Score from Equifax.com would either be a FICO or a FAKO. They sell FAKOs, and they tend to hide links to their FICO. If it doesn't say "FICO" next to the score, then it isn't.