If you have a CC (or whatever) balance increase, then that will trigger a credit alert & will alert you to a new score you had at that moment.

If you have a CLI on a CC, that will not trigger a credit alert.

If you have a CLI on a CC -AND- your balance reported an increase on EQ, then you'll get a credit alert due to the balance increase and SW will grab your latest EQ FICO as of that moment.

If you have a CLI on a CC -AND- your balance stayed the same or decreased, you will not get a credit alert. However, if your EQ FICO changed as a result of that CLI -AND- your EQ FICO hit or surpassed your target score in either direction, then you would get a score alert within 7-10 days or whenever your EQ FICO is monitored next.

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llecs wrote:

If you have a CC (or whatever) balance increase, then that will trigger a credit alert & will alert you to a new score you had at that moment.

 

If you have a CLI on a CC, that will not trigger a credit alert.

 

If you have a CLI on a CC -AND- your balance reported an increase on EQ, then you'll get a credit alert due to the balance increase and SW will grab your latest EQ FICO as of that moment.

 

If you have a CLI on a CC -AND- your balance stayed the same or decreased, you will not get a credit alert. However, if your EQ FICO changed as a result of that CLI -AND- your EQ FICO hit or surpassed your target score in either direction, then you would get a score alert within 7-10 days or whenever your EQ FICO is monitored next.

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oh, ok... well explained... thx!!

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!

Take the FICO Fitness Challenge
 

You can set alerts to show changes in different area.  However I have been unable to modify the alerts for several months now.