Posts: 14,062
Registered: ‎04-15-2011
Re: CLI: is it really advantageous?

+1 on the inquiry.  Some are hard, some are soft.  It just depends on the lender.  With a CLI it also gives you more wiggle room for your util, so you could see a util drop. 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!