Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: CLI: is it really advantageous?

+1 on the inquiry.  Some are hard, some are soft.  It just depends on the lender.  With a CLI it also gives you more wiggle room for your util, so you could see a util drop. 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!