Valued Contributor
thom02099
Posts: 1,348
Registered: ‎08-30-2011
Re: Joined the 800 club...sort of...

Update:

 

Had a chance to talk to a Key Bank rep today regarding the refi.  Asked specifically if the 803 score was FICO.  Rep said it was the EQ score that they use for all their lending decisions, but when I asked again if it was a FICO he said NO.  So apparently it's their internal FAKO score, that IS used by a lender...Key Bank.  My true FICO from here is 767, which I'm fine with!  Would be nice to get that 800 score, but it's must a matter of time!  TU has me at 782! 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 799 EQ = 812 TU = 811 - 11/2014