Well, my mortgage was pulled by my bank and they pulled my FICO scores.  So yes they are used by lenders.  There are so many FAKOs out there that it gets confusing, and yes there are different FICO scores.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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