Valued Contributor
Posts: 1,671
Registered: ‎05-24-2007
Re: FORGET fico score NOT used by Mtg Lenders
[ Edited ]

I would agree that the OP is mixing FAKO and FICO scores. Hard to find any actual facts in the post.


The scores used for all normal mortgage applications are:


EQ Beacon 5 - The EQ FICO you get here.

TU FICO Risk Score, Classic 04 - One version later than the TU FICO you get here.

EX Fair Issac v2 FICO - The one you could get here before EX removed it in 2008 or so.



One thing I might add is that EQ does not seem to have the EQ FICO products buried so deeply on their website anymore. It does seem easier to find but you still have to know to look for a FICO score instead of their non-FICO scores.