I know it's all confusing, but I think it's meant to be confusing. The less you know the better is their general stand on it. Just keep your reports clean and there really won't be an issue.
BTW,, to the OP.. You're font size is just irritating. Just so you know. 
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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