Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
Re: Fico Score Simulator

JAY305 wrote:

Why does the Fico Score Simulator not allow you to choose more than one input?


I would like to choose the option to “Pay Down the Balances on All Your Credit Cards” in addition to “Pay Your Bills on Time”.


However, this is not possible. 


When I select “Simulate best action” from the top, it simulates paying down 90 – 100% of credit card balances over the next 24 months. 


However, I would like to determine the outcome of paying 90 – 100% of my credit card balances over the next month coupled with 6 additional months of on time payments would be. 


Does anyone know how to do this?

This is because if they allowed you to enter more than one input the algorithm could possibly be reversed engineered.