Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012
Re: Util question/scenario
You will definitely see a drop. How major is hard to say. Maxing out a card is using more than 90% of the credit extended to you on that line. Maxing out a card can be a red flag to lenders.

However if you are going to pay it off rather quickly and do not plan on applying for credit you may be ok.
Personally I would break it up and try to keep each card under 50% utilization.

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