Regular Contributor
Posts: 203
Registered: ‎07-20-2012
Re: HELP! Credit scoring question! Please everyone chime in!



And I understand the basics of credit scoring as mentioned in all of the helpful links you provided. I was more asking if anyone could note their personal experiences in relation to the following question:


Please advise from your experience, has anyone gone from having any of these negatives, to NOT having them and saw increases to their scores?




Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012