11-16-2012 08:24 PM
For your service, weigh in your own mind if the report data is worth the price. Everyone has different needs when figuring out what is on and what's not on their CRs.
"Your lender" as in any future lender who has access to a FICO.
FAKO scores can be higher or lower. I had one as much as 225 pts off when compared to FICO the same day. One day your FICO might be higher than your FAKO and the next your FICO might be lower than the same FAKO. There is no way to correlate.