Re: Just got my first Walmart TU score. Is it good score?
11-16-2012 10:12 PM
Your score is insane.
Rebuilding from scratch 6 months ago, and you have a 714 FICO. I would consider yourself extremely one of a kind. I'm gonna guess your history wasn't that bad, and your scores werent THAT low.
I started at 522 TU FICO, 1.5 years ago, when I started my rebuilding process. Had $27,000.00 in collections from 5 major CC banks. Basically decided to stop paying for a 5 year period. 1.5 years later, my FICO (TU) is 645............ (and that's opening 4 new accounts, and paying on time).
You have it easy.
Starting Score: 521 TU, 622 EQ on 6/20/2011
Current Score: 654 TU, 673 EQ
Goal Score: 705 TU, 730 EQ
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