Super Contributor
Posts: 5,274
Registered: ‎12-11-2011
Re: Just got my first Walmart TU score. Is it good score?

That is a pretty decent score for where you stand...but as for....

mtrsprt wrote:

Your score is insane.


Rebuilding from scratch 6 months ago, and you have a 714 FICO.   I would consider yourself extremely one of a kind.  I'm gonna guess your history wasn't that bad, and your scores werent THAT low.


I started at 522 TU FICO, 1.5 years ago, when I started my rebuilding process.  Had $27,000.00 in collections from 5 major CC banks.  Basically decided to stop paying for a 5 year period.  1.5 years later, my FICO (TU) is 645............ (and that's opening 4 new accounts, and paying on time).


You have it easy.

Score isn't everything. You can have an extremely thin file and get up to the 700s. Just because you have a decent score doesn't guarantee an approval for anything if your file is thin. 


but to OP, keep up the good work, seems like you're on the right track :smileyvery-happy: