Valued Member
shorttough
Posts: 44
Registered: ‎11-07-2012
Individual CC utilization vs. No. of CC with Balances

hi,

i have 1 credit card at 90% and 2 others at 80%. I recently applied for 2 credit cards. and have a limit of 8000 and 4000.

 

should i distribute the balances evenly so that all 5 CC have lower than 50 or at 50% and take a hit with  "Too many Account With Balances".

 

or just leave them as they are.

 

Thanks