Valued Contributor
Posts: 2,256
Registered: ‎07-23-2012
Re: 36 pt. difference in Walmart TU and myfico TU?

racer-x wrote:

So which is more accurate or more reliable?  Please say

Also, I just paid $19.95 for my most current TU here on's gone up 7 pts. in the past 2 wks.

Now my TU varies 43 pts. between Walmart TU and myfico TU.


I hated to spend the $19.95, but that would've been buggin' the heck out of me all night.  $20 for peace of mind I guess.

they are  both accurate...

they are both FICO scores but use different formulas to calculate score 


my tu walmart score was 743 while on here it sits at 690

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6

2014 Goals:
Lower Utility
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000