Regular Contributor
Posts: 133
Registered: ‎03-29-2009
Re: Score took a plunge

I think I may ahve figured it out.....  I compared the two reports and found a difference. The 786 report had only one negative factor and that was an account opened 6 months ago.  The 756 had 2 negative factors: an account opened 6 months ago and also a short credit history, oldest of 8 years ago and average age at 3 years.

 

I guess once the collection was removed the age of the accounts became a bigger factor and that dropped the score?