Moderator Emeritus
Posts: 10,859
Registered: ‎12-30-2011
Re: 36 pt. difference in Walmart TU and myfico TU?

beb86 wrote:

walmart is TU08, lenders pull TU04, and myFICO is TU98

Mortgage lenders pull TU04 (guarunteed atm); however, everyone else is free to use whatever version they want and it's a challenge to tell what particular version was used unfortunately.  

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 683, EQ 8 690, TU 710, EX 715 (01/01/15)
Goal Score: 700 on EQ 04 (01/01/16)

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