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nguye719 wrote:

One last question i do have is that I read that since my capital one was my first credit score i shouldn't close it. Is that true? because if thats the case my longest credit history would be 2 years instead of 4?

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No, it will report for 10 more years after the closing and will be factored in the AAOA.

Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)