Established Contributor
Posts: 598
Registered: ‎09-10-2012
Re: Story time and some help?

nguye719 wrote:

One last question i do have is that I read that since my capital one was my first credit score i shouldn't close it. Is that true? because if thats the case my longest credit history would be 2 years instead of 4?


No, it will report for 10 more years after the closing and will be factored in the AAOA.

Amex Platinum | Amex BizGold | Discover IT | Amex BCE | Citi DCB | Chase Ink | Chase Sapphire Preferred | CapOne | US Bank Business Edge | Chase Freedom | Walmart | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 735/752/761 - Total CL >164K