Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012
Scores increase.

My score from 582 up to 615. Balance same. Just 3 CA disputed has been update samething and 2 inquiries . How can my EQ fico score went up more than 20 pts like that?

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Valued Contributor
Epcot
Posts: 2,790
Registered: ‎10-10-2012
Re: Scores increase.
Congrats on the increase! Perhaps something aged to a point where it doesn't hurt as much?

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012
Re: Scores increase.

yeah congrats, I have found AAoA has a lot to do with credit scores going up and UTL has a lot to do with them going down.  Removal of inquiries also plays a factor. If you have a BKO the older it is the less impact it has on your score as well.  This is also true of accounts that have negative information reported about them.  If you didn't do a thing at all nothing new that is, over time your credit score would go up no matter.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903