My advice re: the Capital One card is if there's no annual fee and it doesn't cost you anything to keep it open, just keep it and sock drawer it.

11/02/2012 Peak - EQ 790 (ScoreWatch FICO)
05/25/2013 Current - EQ 767 (ScoreWatch FICO)
GOAL - 800! - App free since 3/8/2013