In my case, Walmart, Credit Karma and a letter from GECRB are all very close.

11/8 Walmart 698

11/8 Credit Karma 695

11/16 Letter from GECRB 694

The letter from GECRB explained why I wasn't given the best interest rates on a new Paypal Extras MC. They pulled TU.

11/02/2012 Peak - EQ 790 (ScoreWatch FICO)
05/15/2013 Current - EQ 761 (ScoreWatch FICO)
GOAL - 800! - App free since 3/8/2013