Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: New Cards and Score

Ditto on the drop, though I think most will return by the time you refi.

 

And you don't need to use them monthly. They will still report monthly regardless of use and FICO will score accordingly. Just use them every 3-4 months at a minimum to avoid closure due to non-use.