Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
Re: Confused about scores

skinsfan83 wrote:

Hey everyone,


I applied for a CC earlier this week and was denied. In the denial letter it said that my TU score was 597. I just signed up for quarterly FICO here at my TU score was 542. Can someone let me know what there is a difference between the scores?



Under the FCRA CCC are required to provide you with a "score" the used if you are denied or not approved under the best terms, however 9 times out of 10 its not a FICO but most likely an internal scoring system the use.