Re: USAA has my TU score at 9002.[ Edited ]
11-26-2012 09:17 AM - edited 11-26-2012 09:18 AM
I am shocked at how many posts around the internet have this listed as a mis-print.
9002 is not a Score, nor is it a mis-print. It is a Code used by (Experian and possibly other Credit Bureaus).
It should be reserved for people who either
- have little/to no Credit History and/or
- people who for some reason they are unable to build a score
- (due to a lack of data? or
- perhaps data that legally cannot be used)
My experience is I work for a company that does Underwriting for Small Businesses. We use all major credit bureaur reports and this is how I was told to report scores listed as 9002 by our Credit Analyst team. They stated that when there is no credit history it gives them that code.
I surmise that in the real world people may be able to get this 9002 from other things that result in there being a lack of "usable data".