Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
Re: Advise, please?
[ Edited ]

You can do it before. Just IME, they refunded the AF (and without asking for it). I saw the fee and figured the ship has sailed on these and called and cancelled.


You always want to be in a mindset to replace a closed card with a new CC. If you close the two now, it'll be very difficult to manage just one per util (Amex won't count). Plus future creditors might deny based on a lack of open revolving credit (you'd have just the one). ETA...I'm also assuming that Amazon and Amex are new so you wouldn't want to add any new CCs just yet.