Valued Contributor
my-own-fico
Posts: 1,141
Registered: ‎01-05-2010
Re: Average age of credit or length of credit
[ Edited ]

I have seen some mention thresholds at 3, 5 and 8 years, but I haven't personally noticed any of them, and I have passed all of them. As for whether you have an established revolving credit history, I don't think that reaching 12 years and 2 months would matter; something else is going on, and no one seems to know what it is.

 

When it comes to wishful thinking vs reality, wishful thinking wins.