Posts: 14,058
Registered: ‎04-15-2011
Re: Revolving Credit

When you pull your CR, or a creditor pulls your CR, it's a snapshot of what it is at that particular time.  Paying that util down so when they report will raise your scores back up.  What else is holding your score down?  Any baddies?

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!