When you pull your CR, or a creditor pulls your CR, it's a snapshot of what it is at that particular time.  Paying that util down so when they report will raise your scores back up.  What else is holding your score down?  Any baddies?

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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