Re: How much does OTL account affect credit score
11-26-2012 09:34 PM
Anythibg 90% or higher util on a card is considered maxed out. You need to pay that util down quickly. Be careful that you don't get balance chased as you pay it down, that will sometimes happen when you max and carry a balance.
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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