I agree with Tuscani. FICO can tell by the industry code that is a part of subcriber code that reports the trade line. For example the Equifax subscriber code 999AA99999 the two alpha characters are te industry code of the subscriber.
Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013
