Valued Contributor
AndySoCal
Posts: 1,904
Registered: ‎04-07-2009
Re: Consumer Finance Companies

I agree with Tuscani. FICO can tell by the industry code that is a part of subcriber code that reports the trade line. For example the Equifax subscriber code 999AA99999 the two alpha characters are te industry code of the subscriber.

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011