New Contributor
Posts: 52
Registered: ‎09-20-2012
Credit Bureaus Score Models

I pulled a 660 today through Equifax. On myFICO, my Equifax score shows a 637. Can someone explain which model each is score with? Also, wondering what model Experian uses, and the Trans Union on the myFICO site. I would like to know which scores are the most realistic. I did refinance my car recently. My Experian was a 675 through their site and my credit union pulled a 660. Thanks in advance.