Re: Okay thanks, most of them are reporting zero balances lik...[ Edited ]
11-29-2012 07:49 AM - edited 11-29-2012 07:49 AM
The reporting of $0 may not give you a score increase. Might even see a score decrease.
Not if if there is utilization on another card. Now if you paid all your cards down to $0, you might see a slight drop. Ideal goal is to have 9% utilization of total CC limits. I have heard it is best to be on one card only, but I think a few % across several cards still works.