New Member
Rdillon2
Posts: 2
Registered: ‎08-18-2012
70 point drop?

I justsaw a drop in my score from 677 to 607 in one week and  the only change to my credit was that one cc balance went up by $2k which I plan on paying off next week.  Any idea if it will go back up when I pay the balance?  I signed up for monitoring because I am applying for a mortgage and it drops the week I'm applying?  Any suggestions?

Frequent Contributor
basballguy
Posts: 360
Registered: ‎02-20-2008
Re: 70 point drop?

did that 2k max you out?  What did your utilization change to?


New Member
Rdillon2
Posts: 2
Registered: ‎08-18-2012
Re: 70 point drop?

No, that card has a 3K limit,  I need to go check all my other cards to verify my ratio, thanks for the idea.

 

Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
Re: 70 point drop?

I take it both scores came from myFICO? If so, which report?