Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Authorized Users and Credit Scoring?
[ Edited ]

minnieamy1025 wrote:

After I ran my credit report I discovered a card my husband had added me to as an authorized user, with a big red negative flag. They payment history is terrible, and I never actually knew I was on this card, or received billing info. I called the bank and took my name off. I also did an online dispute with Equifax. Has anyone had luck getting this type of stain off their credit report? I'm anxious to hear as this is the only big problem with my credit as of now.  From searching online I see people have had mixed results.... 

If you're listed as an AU, it'll come off quite easily. Just wait for the results.



ETA...I noticed you posted the same twice. To avoid any confusion I zapped the extra.