I am recovering from divorce and bankruptcy several years ago.  I pay cash for just about everything now.  Having been denied a few jobs now, i need to find a way to bring up my credit score.  How doe sthe FICO scoring method really work?  A friend of mine said that your credit score is really your willingness to go into debt score.  I was advised to get a secured credit card.  I have $500 cash to deposit to the best card.  May I ask what is the "best" secured credit card and please include "why" to help me evaluate.

Thanks,

SleezeBall