New Member
Posts: 42
Registered: ‎12-03-2012
Re: Authorized Users and Credit Scoring?

I would like to chime in on this conversation. I was added to my brothers account as an AU, my score jumped 123 points OVERNIGHT 10% Utilization, 18k limit, opened for 11 years. Upon trying to get a mortgage I was told I had to remove this completely off my CR's. Not sure how it will affect something like refinancing a car, but it does work, unless your applying for a mortgage.