What other installment loans are in your portfolio?

Possilble improvement in mix of credit (10% weighted category).

What is your currrent avg age of accts, and how many accts make up that average?

Definate decrease in AAoA, amount denpendent on current AAoA and tot no. of accts.

New inquiry and new acct will affect new credit category for one year.

Not a huge gain, if any.....