Established Contributor
Posts: 852
Registered: ‎12-09-2012
Re: Authorized Users and Credit Scoring?

Ok so I need to ask, my x boyfirend gave them permision to talk to me which added me as a authorized user , he later let it go to charge off status and its on my report. Since I never had a card and only talked them , how would I go about getting it removed? I dont even know the account number etc and I am sure not paying the balance!

 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
1/29/15 TU08 666 | EQ08 676 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1300~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 8K ~Care Credit 3,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Foreclosure (fall off TU 6/15 EX 9/15 EX 12/15)