Fico score boost and 3 credit card balances
12-10-2012 09:23 AM
Hello everyone! I have a question and looking for some input.
CC #1 balance of 8,300 Sams club Discover
CC# 2 balance 7,000 AARP Chase
CC#3 balance of 6500 Discover
All 3 close to maxed out. I have 2000.00 extra to apply. Do I apply it all to one or divide it up by 3 to lower all 3 balances?
Myfico 8 scores
1/31/16 TU 685 ~ EQ 683~ Ex 705
My Wallet: Cap1 3,500K ~FH 950 Credit One 1800~Credit one #2 950.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)