Frequent Contributor
ktl72455
Posts: 440
Registered: ‎12-09-2012
Fico score boost and 3 credit card balances

Hello everyone! I have a question and looking for some input.

 

CC #1 balance of 8,300 Sams club Discover

CC# 2 balance 7,000 AARP Chase

CC#3 balance of 6500 Discover

 

All 3 close to maxed out. I have 2000.00 extra to apply. Do I apply it all to one or divide it up by 3 to lower all 3 balances?

 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
5/11/13 TU 633 MyFico~EQ 660 ~MyFico EX 590(Fako)
Goal 700 across all 3
My Wallet: Cap1 2K ~FH 300 Credit One 550~Orchard Bank 300~ Matrix Discover 300 ~NFCU nRewards 20K****AAoA 5yrs 10mo (5/11/13)
Neg: Tax lein PD (fall off 4/16) ~2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16) ~CC Co (fall off 11/14)