Established Contributor
Posts: 775
Registered: ‎12-09-2012
Re: Fico score boost and 3 credit card balances

This helps alot! Thanks for the information!

Now my next question is I have a CO on a CC from 2yrs ago and its still showing a balance of 1300.00.  Since that is a CC is that balance factored in to my Utilization or just a baddie that I can try a PFD with?

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 654 | EQ 646 | EX 644 ~Myfico scores
Goal 663
My Wallet: Cap1 2K ~FH 650 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 15K~NFCU Cash Rewards signature| 5KAAoA 5yrs 11mo (6/11/13)
Neg: Tax lein PD (fall off 3/15) ~2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16) ~CC Co (fall off 11/14)