Established Contributor
Posts: 902
Registered: ‎12-09-2012
Re: Fico score boost and 3 credit card balances

This helps alot! Thanks for the information!

Now my next question is I have a CO on a CC from 2yrs ago and its still showing a balance of 1300.00.  Since that is a CC is that balance factored in to my Utilization or just a baddie that I can try a PFD with?

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/31/16 TU 685 ~ EQ 683~ Ex 705
My Wallet: Cap1 3,500K ~FH 950 Credit One 1800~Credit one #2 950.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)