This helps alot! Thanks for the information!
Now my next question is I have a CO on a CC from 2yrs ago and its still showing a balance of 1300.00. Since that is a CC is that balance factored in to my Utilization or just a baddie that I can try a PFD with?
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
5/11/13 TU 633 MyFico~EQ 660 ~MyFico EX 590(Fako)
Goal 700 across all 3
My Wallet: Cap1 2K ~FH 300 Credit One 550~Orchard Bank 300~ Matrix Discover 300 ~NFCU nRewards 20K****AAoA 5yrs 10mo (5/11/13)
Neg: Tax lein PD (fall off 4/16) ~2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16) ~CC Co (fall off 11/14)
